Aloha Pacific Federal Credit Union

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In order to get started, select an account that works for you.

Regular Savings
Start your journey with just $5 and become a member of Aloha Pacific Federal CU today. A regular share account is required and qualifies you for all member benefits.
  • $5 minimum to open and earn interest
  • Establishes your one par share of membership and qualifies you for all member benefits
  • No monthly maintenance fees
  • Access your available funds anytime via online and mobile banking
Second Savings
An easy way to set aside extra funds or organize your savings goals—perfect for budgeting, emergencies, or special plans.
  • Open for just $10
  • No minimum balance to earn interest
  • No monthly service fees
  • Great for budgeting, emergency funds, or specific goals
Money Market Savings
Earn more with your savings while maintaining access to your funds.
  • Open with $2,500
  • No monthly fee if $2,500 average daily balance is maintained, otherwise $10
  • Two balance tiers to choose from to earn interest
  • Enjoy flexible access with no long-term commitment
Rewards Money Market Account
Boost your savings when you pair with a Aloha Pacific Federal CU Rewards Checking Account and meet monthly requirements.
  • Minimum opening deposit of $100
  • Tiered APY based on your balances
  • The higher your balance, the more you can earn  
  • No monthly service fees
Aloha Advantage Rate Checking
Earn 5% Annual Percentage Yield (APY) on balances up to $10,000 when monthly requirements are met.
o 0.03% APY if monthly requirements aren’t met. See current rates.
  • No monthly maintenance fee
  • Open with $100
  • Free Visa® debit card (instant issue available at most branches)
  • Up to $20 per month in ATM surcharge reimbursements
Aloha Cash Back Checking
Get 3% cash back on qualifying posted debit card purchase transactions, up to $9 per month ($108 annually), when monthly requirements are met.
  • No monthly maintenance fee
  • Open with just $10
  • Free Visa® debit card (instant issue available at most branches)
  • Up to $20 per month in ATM surcharge reimbursements
Aloha Points Checking
Turn everyday purchases into rewards with simple, easy-to-earn points. Redeem points for gift cards, travel, and more.
  • Earn 1 reward point for every $3 in posted signature-based debit card purchase transactions (PIN and ATM transactions do not qualify)
  • Open with just $10
  • No monthly maintenance fee
  • Free Visa® debit card (instant issue available at most branches)
  • Up to $20 per month in ATM surcharge reimbursements
Certificate
Term share certificates offer a safe, steady way to grow your savings. Lock in a competitive rate and enjoy peace of mind with NCUA insurance.
  • $1,000 minimum to open and earn interest
  • Flexible-terms from 6 to 60 months
  • Funds are federally insured up to $250,000 by the NCUA
6 Month Certificate
90th Anniversary Share Certificate Special
We're celebrating 90 years of serving members with this special share certificate. Open yours today!
  • 7-month term
  • $1,000 minimum
  • Available for IRA Certificates, too
  • Limited time offer
Holiday Savings
Save for holiday shopping, a vacation to visit loved ones, or other seasonal expenses.
  • One-time enrollment
  • Minimum opening deposit is $10
  • Make deposits via payroll deduction, cash, or automatic transfer from an APFCU savings or checking account
  • Dividends are compounded monthly